By Caulin Hanson – Guest Blogger.

Social security in its conception undoubtedly had the best of intentions and I’m sure worked well for a short time. However, like many other government-run programs, the shortcomings were soon realized.

As a twenty-something year old college student, I am quickly approaching what many like to refer to as the “real world”. And as I get closer, I find myself growing angrier as I see money disappear from my paychecks to fund this fundamentally broken system.

I find it laughable that many maintain the position that I must continue to pour my money into this program, simply due to the fact that they did it themselves when they were my age. Yes, I realize that you had no choice then. Nor do I now. However, the difference between those who are collecting today or will collect in the near future and young people like myself is that the system is so broken that, if not corrected, there will be nothing by the time we reach retirement age. There is no direct benefit for those of us just starting out.

By many estimates, social security will be insolvent by the year 2035. My parents won’t even be eligible to collect by this time. But to be fair, the system will not abruptly shut down leaving millions without their monthly check and healthcare. Rather it will continue to increase debt while either decreasing the benefits received or increasing the taxes collected. This poses greater financial hardship on everyone in the workforce like me but more importantly it will impose hardship on my children, grandchildren, etc.

In no way am I trying to place the blame on those who are reaping the rewards now or even in the near future. You have earned your right to Social Security. I am simply trying to put things into perspective. As voters continue to vote for people who have no real plan when it comes to social security, I encourage you to see the moral dilemma for those of us whose future is just getting started. Retirement for us will be here before we know it. Within the next two or three decades when a majority of the beneficiaries of this broken program are gone, I, my children, and their children will be tirelessly working to pay off this debt that we have been saddled with no benefit to us.

The decision may have been made for us when we had no voice. But we have a voice now to make changes for the better. Please consider future generations when you go to the polls.